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NZTBA Health & Life Insurance Offer with Partners Life

The NZTBA have partnered with Partners Life, a leading provider of Health & Life Insurance  protection. This partnership gives members 20% discounts* across Partners Life’s market leading products. 

*Terms & conditions & eligibility criteria apply

A Thoroughbred Life and Health Insurance Offer From Partners Life

Everyone knows that bad things happen. The reality is that tragedy can hit anyone at any time. Passing away, becoming seriously ill or being unable to work for a period of time can have a significant financial impact to you, your family, and your business.

The good news is that you can better prepare for life’s challenges with the help of independent financial advice, and high quality, effective life and health protection products from Partners Life.

Partners Life is an award-winning, leading insurer with a proven track record in helping to protect Kiwi families and businesses when they need it most.

Read more about them and our products further below, but first, here’s an offer for you.

Partners Life Rural Offer

Partners Life is delighted to offer members of the New Zealand Thoroughbred Breeders Association access to our Rural offering:

  • You are eligible to get a 20% discount* on our Life and Health insurance covers for the life of the policy.

  • Plus you may also be eligible to qualify for an additional client loyalty discount up to a maximum of 10%.

    * Terms & conditions & underwriting criteria apply      

Partners Life is a proudly New Zealand-operated company

Since starting-up in 2011, Partners Life has grown into an award-winning industry leader, recognised as one of New Zealand’s ‘best in market Life and Health insurers'. We build high quality, innovative insurance products, champion independent advice, underwrite prudently, reward clients’ loyalty, and do the right thing by our clients at claim time.

Highly effective, independently rated insurance products:

Some insurers offer near-identical cover, but we do things differently. We offer several market-first covers, uniquely designed to cater to clients’ needs and aim to achieve better outcomes for them at claim-time.

Non-PHARMAC subsidised cover:

Comprehensive cover for non-PHARMAC subsidised drugs, not limited to cancer only, is a standard part of our Private Medical Cover – at no additional cost to you.

Guaranteed policy wording:

No matter what changes we make to our policies in the future, we guarantee you’ll hold onto your original benefits for as long as your policy is in place.

Independent financial advisers:

Experienced independent advisers work with you throughout the application process. Giving you certainty and confidence that your cover is right for you.


Products at a glance

Partners Life quality products can help your family or business when your life is interrupted by a serious health event. They’re designed to help replace income lost from illness or injury, reduce debt burden, and to cover unexpected costs.

*All products are subject to additional benefits, terms and conditions and underwriting criteria will apply.

Life Cover, Life Income Cover and Terminal Illness Cover:

Terminal Illness Cover is designed to pay out if you are diagnosed with a terminal illness. Life Cover and Life Income Cover both are designed to pay out if you pass away or become terminally ill.

Trauma Cover, Moderate Trauma Cover and Severe Trauma Cover:

Trauma Cover products are designed to pay out a sum of money if you are diagnosed with,  or suffer from one of the number of listed serious health conditions.

Income Cover, Income and Expenses Cover, Mortgage Repayment Cover and Household Expenses Cover:

Designed to pay a monthly amount if you are unable to work due to illness or injury.

Total and Permanent Disability Cover:

Designed to pay out a sum of money if you become so severely ill or disabled that you become permanently unable to return to work. 

Private Medical Cover:

Designed to provide faster access to, and a choice of, treatment in the private medical sector so that you can get medical care without having to wait for the public system.

Specific Condition Cover and Hospital Cash Cover:

Designed to pay a defined amount of money if you suffer a specific health event or require a specific medical treatment.

To find out more, please visit


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